Orange County Real Estate Guide
Orange County Homes and Orange County Condos
 
    

 

 

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14 Questions to Ask Your Lender

Home Buying Tips

Financing Tips

10 Commandments
Loan Types
Closing Costs
Lender Title Insurance
Getting Pre-Approval?
Factors for Loan Approval
Loan Checklist 
14 Questions to Ask

 

Home Selling Tips

The Realtor's Role

Relocating

Real Estate Glossary

  1. Will you search for the lowest rate and terms for me by any lender?
  2. Are you a direct lender, mortgage broker or mortgage banker?
  3. Do you offer a fixed rate loan?
  4. Do you offer an adjustable rate loan?
  5. Do you offer a second mortgage?
  6. Tell me about your first time buyer programs.
  7. What are points?  What do they do and how much do they cost?
  8. What are the costs involved in getting a loan?
  9. What is the benefit to me to work with you?
  10. What are the steps involved in the loan process?
  11. Is there a prepayment penalty with the loan that I will be getting?
    How much is the prepayment penalty?
  12. Can I get an Interest Rate Lock in writing?  How long does it last?
  13. If I got an Adjustable Rate Mortgage, what is the initial interest and what is the cap or margin between the initial and maximum interest rates?
  14. What is the best loan for my real estate plans?
 
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Disclaimer. All information provided is deemed reliable but is not guaranteed and should be independently verified.  Properties subject to prior sale, or rental.  Homes are listed for sale by all of the southern california real estate companies. 

Realtor® -- is a real estate professional who is a member of the National Association of REALTORS® and subscribes to its strict Code of Ethics.  All members of The Red Wagon Team, are licensed real estate agents with the State of California and are members of the National Association of Realtors® and the local board of Realtors®.


© Copyright 2003-2008, The Red Wagon Team, Inc.,  All rights reserved.  No part of this website can be copied or used unless you have written permission from the officers of The Red Wagon Team, Inc. this includes the use of The Red Wagon Team logo and other trademarks.  We are real estate professionals at Main Street Realtors, Inc.

 

We have cover real estate in Huntington Beach, Laguna Beach,
Newport Beach, Seal Beach, Sunset Beach, Surfside, Orange County & Long Beach, Ca.


 

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