	Orange County Real Estate Guide
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The Red Wagon Team
1-800-300-6126

Main Street Realtors

Buyer's Closing Costs

Home Buying Tips

Financing Tips

10 Commandments
Loan Types
Closing Costs
Lender Title Insurance
Getting Pre-Approval?
Factors for Loan Approval
Loan Checklist
14 Questions to Ask

Home Selling Tips

The Realtor's Role

Relocating

Real Estate Glossary

All closing costs are spelled out in the lender’s Good Faith Estimate that lenders provide. Realtors® can provide a similar statement called a Buyer's Estimated Closing Statement or Seller's Net Sheet. For the Buyer Estimated Closing Costs, the Realtor would need to know the loan amount, interest rate and what the lender fees are for the loan.

Your best bet is to get the Good Faith Estimate from your lender.

The Buyer can generally be expected to pay for:

Title Insurance Premiums
Escrow Fee
Document Preparation Fee
Notary Fees
Recording Charges for all documents in the Buyer's name
Interest on new loan from date of funding to 30 days prior to first payment
All new loan charges - this could include a fee for credit reports, applications, etc.
Tax Proration - a prorated amount from the date of ownership.
Homeowner's Association Transfer Fee (if a condo, townhome or planned unit development)
Home Warranty (most sellers in southern California are asked to pay for this item in a purchase contract)
Any City Transfer Tax
Fire Insurance Premium for the 1st year

All of your closing costs will be spelled out in your final closing statement provided by the escrow company. Closing costs typically run 3 to 5% of the purchase price. That is why it is important to meet with a lender in the beginning of your real estate adventure and look at the costs involved so you can make wise decisions.

Form coming soon for estimated closing costs.

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Disclaimer. All information provided is deemed reliable but is not guaranteed and should be independently verified. Properties subject to prior sale, or rental. Properties are listed for sale by all of the Orange County real estate companies. We are able to show you any home listed for sale by any real estate company.

Realtor® -- is a real estate professional who is a member of the National Association of REALTORS® and subscribes to its strict Code of Ethics. All members of The Red Wagon Team, are licensed real estate agents with the State of California and are members of the National Association of Realtors® and the local board of Realtors®.

© Copyright 2003-2012, The Red Wagon Team, Orange County Homes, All rights reserved. No part of this website can be copied or used unless you have written permission from the founders of The Red Wagon Team. this includes the use of The Red Wagon Team logo and other trademarks. Broker ID# 01157065, Agent ID# 01159553. We are California real estate professionals at Main Street Realtors providing Orange County real estate services.