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Home Buying Tips
Financing Tips
10 Commandments
Loan Types
Closing Costs
Lender Title Insurance
Getting Pre-Approval?
Factors for Loan Approval
Loan Checklist
14 Questions to Ask
Home Selling Tips
The Realtor's Role
Relocating
Real Estate Glossary
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Finding a home on the Internet is easy, but there are risks. One of our clients decided to shop on to go to the website that claims that when lenders compete for your loan, you win. The problem was is that her credit was run 70 times and the FICO score dropped so much that she was unable to get a loan.
She is now working with one of our affiliate mortgage loan consultants who is helping her recover her credit score.
The lenders that we work with are going to look at your financial situation and goals, then offer you the best rates and terms that they can find from their network of lenders. When you fill out the form below, the information will be given to only one mortgage consultant that will contact you.
The key to making an offer is having all of your financial ducks in a row. A loan pre-approval letter at hand is almost as good as making a cash offer. Sellers weigh offers based on the strength of the buyer's financial capacity to actually complete the transaction.
A pre-approval letter tells the seller that you can in fact buy the home! This is the strongest position a buyer can be in other than all cash.
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You will know in advance what your payments will be.
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You won't have to waste time considering homes you cannot afford.
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Your mortgage broker can shop in advance for the best loan package for you.
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Sellers will find your offer-to-purchase more favorable when your offer is accompanied by a lender's letter of pre-approval vs. being just pre-qualified.
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You will enjoy increased loyalty from your Realtor®. When you are pre-approved, you are more a "serious" buyer.
We have a team of affiliate loan officers that are integrity based in their own businesses. They work with all of the major lenders and will find you the best rates and terms in the industry based upon your real estate plans and financial situation...while most banks are only going to quote you what they have to offer.
They are committed to helping our clients.
Fill out our Orange County Loan Qualifier below and a mortgage consultant will contact you within hours to discuss your loan needs...whether you plan to purchase a property or refinance your current property....they can help you
Quick Loan Qualifier
Please provide the following information in order for us to begin the process of loan approval. Note: your information will not sold or transferred. It will be given to our team of friendly lenders who will contact you to discuss your financial situation.
By submitting this form with your telephone number you are consenting for Red Wagon Team and all authorized representatives to contact you even if your name is on a Federal or State "Do not call List".
Thank you for submitting your information. We will be in contact with you by phone or email.
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